Business Checking

Visit with one of our Commercial Bankers who will assist you in opening the account of your choice. Other features include:

Latest technology for secure Internet access
Experienced Bankers available for assistance
Cash Management services available
Remote Deposit Capture available

Business Best Checking*

Minimum Balance to Open - $100.00
Monthly Service Charge - $15.00¹
- ¹Service charge will be waived if the minimum daily balance does not fall below $1,000.00
Transaction items (up to 250 monthly) - No Charge
Each Additional Transaction Item - $0.30

Business Account Analysis Checking*

(All MSB Customers required to be in this account)²

Minimum Balance to Open - $100.00
Monthly Service Charge - $20.00
ACH Items Originated - $0.10
Remote Deposit Capture Fees:
- Transaction Items (up to 100 monthly) - No Charge
- Each Additional Transaction Item - $0.15
MSB Fee (Monthly) - $400.00
Debits Posted - $0.20
Credits Posted - $0.35
Items Deposited - $0.11
Uncollected Funds Charge - (WSJ Prime + 5%
Earnings Credit - Applied to Fees³
- ²EACH account operating as a Money Services Business (MSB must be established and maintained with Business Account Analysis Checking accounts and assessed a MSB Fee Monthly.
- ³Service charge may be offset by earnings credit based on account balance. The earnings credit is a variable rate and subject at any time.

Business Momentum Money Market*

Minimum Balance to Open - $100.00
Monthly Service Charge - $10.00⁴
- ⁴Service charge will be waived if minimum daily balance does not fall below $2,500.00
Transaction limitations (per month) -
- Up to six (6) withdrawals and Preauthorized Transfers - No Charge
  - Each Additional Transaction - $15.00
Interest Tiers (Paid Monthly):
- Tier 1: $0 -$999 - Call For Rate
- Tier 2: $1,000 - $4,999.99 - Call For Rate
- Tier 3: $5,000 - $19,999.99 - Call For Rate
- Tier 4: $20,000 - $99,999.99 - Call For Rate
- Tier 5: $100,000 and above - Call For Rate

Non-Profit Checking*

Minimum Balance to Open - $100.00
Monthly Service Charge - No Charge
Transaction Items (up to 250 monthly) - No Charge
- Each Additional Transaction Item - $0.30
Paper Statement - No Charge

Estate/Trust Checking*

Minimum Balance to Open - $100.00
Monthly Service Charge - No Charge
Transaction Items (up to 250 monthly) - No Charge
- Each Additional Transaction Item - $0.30

Classic Money Market*

Minimum Balance to Open - $2,500.00
Monthly Service Charge - $25.00
- Service charge will be waived if minimum daily balance does not fall below $10,000.00
Transaction limitations (per month):
- - Up to six (6) Withdrawals and Preauthorized Transfers - No Charge
    - Each Additional Transaction - $15.00
Interest Tiers (Paid Monthly) -
- Tier 1: $25,000 -$49,999.99 - Call For Rate
- Tier 2: $50,000 - $74,999.99 - Call For Rate
- Tier 3: $75,000 - $99,999.99 - Call For Rate
- Tier 4: $100,000 - $249,999.99 - Call For Rate
- Tier 5: $250,000 - $499,999.99 - Call For Rate
- Tier 6: $500,000 and above - Call For Rate

Business Services & Fees:

Paper Statement w/ images - $5.00
eStatement w/ images - No Charge
Bill Pay:
- Bill Pay (monthly) - $5.95
- First 10 payments FREE, (per item) -$0.50
- Second Day Electronic Delivery - $6.95
- Second Day Rush Check Payment - $29.95
- Overnight Rush Check Payment - $34.95
- Undeliverable Items - $10.00
Cash Services:
- Cash Deposit Processing Fee (per $1,000) - $0.50
- Coin Deposit Fee (per $1.00) - $0.01
- Boxed Coin (per box) - $6.00
- Currency Order (per $100.00) - $0.22
- Rolled Coin (per roll) - $0.10
Payroll Cards - Issue Fee - $5.00
- Reload Fee - $2.00
Cash Management:
- Cash Management (monthly) - $30.00
- ACH Origination Option (monthly) - $30.00
  - ACH Entry Reversed - $5.00
  - Same Day ACH Items (per file) - $15.00
  - Same Day ACH Items (per item) - $0.10
Positive Pay - No Charge
- Positive Pay (ACH) Setup Fee (Per Batch) - $5.00
- Positive Pay (Check) Monthly Maintenance Fee - No Charge
- Positive Pay Manual (Check) Exception Fee (Per Batch) - $10.00
- Positive Pay File (Check) Manual Transmission Fee (per hour, 1 hour minimum) - $25.00
- Positive Pay (Check) Payee Name Verification Setup Fee - No Charge
Wires:
- Incoming - No Charge
- Outgoing - Domestic - No Charge
Remote Deposit Capture Fees:
- Single Feed RDC Machine - $35.00
- Multi Feed RDC Machine - $45.00

* Additional fees may apply for certain services or transactions. Thesefees will be disclosed to you prior to the initiation ofthe service, ortransaction,and are subjectto changeinaccordance withapplicablelaw and the terms of your account agreement. By using these services, you agree to pay any applicable fees as disclosed.

To speak to one of our Commercial Bankers:

In Brenham or Chappell Hill:

Call 979-836-4571 or Toll Free at 888-292-4571

In College Station:
Call 979-693-9852 or Toll Free at 888-292-4571

By email:
customercare@bnbank.bank

The terms set forth in the "Rules & Regulations Governing Accounts" covers the operation of deposit accounts at Brenham National Bank. This disclosure is available from any Banker.