Skip Navigation Download Adobe® Acrobat Reader to view Portable Document Format (PDF).
FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Brenham National Bank. Our people. Our service. Our best.
Close up of hands holding a pen pointing at documents on a table.

Personal Account Rates

As of October 1, 2024


Interest Rates may change weekly!

Deposit Type Rate APY* Minimum Balance to Earn Interest
Signature Interest Checking***
1.24% 1.250% $0 to $25,000

0.050% 0.050% 
$25,001 to ??***
Signature Interest (If you do not qualify) 0.025% 0.025% No minimum




Success Savings Accounts**
0.010%
0.010%
No Minimum




Ultimate 50+
0.000% 0.000% 
$0 to $4,999

0.010% 0.010% 
$5,000 to $14,999

0.020% 0.020% 
$15,000 to $24,999

0.030% 
0.030% $25,000+




Momentum Money Market****
0.010% 0.010%  $0 to $999

0.020% 0.020% 
$1,000 to $4,999

0.030% 0.030% 
$5,000 to $19,999

0.040% 0.040% 
$20,000 to $99,999

0.050% 0.050% 
$100,000+




Classic Money Market****
0.010% 0.010% 
$25,000 to $49,999

0.020% 0.020% 
$50,000 to $74,999

0.040% 0.040% 
$75,000 to $99,999

0.050% 0.050% 
$100,000 to $249,999

0.075% 0.075% 
$250,000 to $499,999

0.100% 0.100% 
$500,000+

* Annual Percentage Yield
** Six free withdrawals per cycle
*** Interest of 1.25% APY* will be paid on balances up to $25,000, any amount is excess of the $25,000 will earn interest at a rate of 0.050% APY*
**** Transaction limitations: Up to six (6) withdrawals and pre-authorized transfers per statement cycle.