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IRA Rates

As of October 1, 2024

Interest rates may change weekly!
Term Minimum Deposit Rate APY*
31 - 179 Days $50.00 0.050% 0.050%
180 - 364 Days $50.00 0.050%
0.050%
5 Months*** $5,000.00 3.710% 3.750%
12-17 Months $50.00 0.050% 0.050%
14 Months** $5,000.00 3.210% 3.250%
18-23 Month
$50.00 0.050% 0.050%
21 Months**
$5,000.00 2.720% 2.750%
24-29 Months $50.00 0.050% 0.050%
30-35 Months $50.00 0.050% 0.050%
36-47 Months $50.00 0.050% 0.050%
48-59 Months $50.00 0.050% 0.050%
60 months or more $50.00 0.050% 0.050%
Starter Savings - 12 month**** $1,000.00 3.940% 4.000%

* APY = Annual Percentage Yield

** BNB Checking Account Required

*** Interest Paid at Maturity & BNB Checking Account Required

****Max deposit $5,000.  Limited to one per person.

A substantial interest penalty is payable upon early withdrawal.