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Brenham National Bank. Our people. Our service. Our best.
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Consumer Checking

Brenham National Bank offers a variety of personal checking plans to suit all of your needs. 

Visit with one of our Personal Bankers who will assist you in opening the account of your choice.
 
All consumer accounts have online banking and debit card products included.

Signature Interest*

Signature Interest is Checking with Interest.

 

  • Minimum Balance to Open - $100.00
  • Monthly Service Charge - No Charge
  • Bill Pay - No Charge
  • eStatement - No Charge
  • ATM Fees Refunded (if DEAL requirements are met) - up to $25.00
  • Interest Tiers (Paid Monthly):
    • No DEAL Interest: $0.01 and above - Call For Rate
    • DEAL Met Interest: $0.01-$25,000 - Call For Rate
    • DEAL Met Interest: $25,001 and above - Call For Rate

How to Qualify for the DEAL:

  • Do - 10 or Point of Sale Debit Card purchases that post and clear the account during the qualification period.
  • EStatement - Accept electronic delivery of the statement for the account.  A valid email address is required.
  • ACH - have at least one (1) direct deposit or direct debit transaction clear the account during the qualification period.
  • Login to Online Banking at least once during the qualification period.
Qualification period is from the first day of the statement cycle to the last day of the statement cycle.
 
BNB reserves the right to convert any Signature Interest account to Simple Checking if the requirements are not met for any 90 day period.
 
Account Limitations Apply: Each primary owner may maintain only one (1) active Signature Interest account at a time.
 

Simple Checking*

 
  • Minimum Balance to Open - $100.00
  • Monthly Service Charge - 7.501
    • 1Service charge will be waived if minimum daily balance does not fall below $500.00
 

Sensational 60's Checking*

Eligibility Restriction: Minimum age requirement is 60 years old.

 

  • Minimum Balance to Open - $100.00
  • Monthly Service Charge - No Charge
  • Paper Statement - No Charge
 

Momentum Money Market*

 

  • Minimum Balance to Open - $100.00
  • Monthly Service Charge - $10.002
    • 2Service charge will be waived if minimum daily balance does not fall below - $2,500.00
  • Transaction Limitations (per month):
    • Up to Six (6) Withdrawals and Preauthorized Transfers - No Charge
      • Each Additional Transaction - $15.00 
    • Click here for current Momentum Money Market Interest Rates
    • Tier 1: $0 -$999 - Call For Rate
    • Tier 2: $1,000 - $4,999 - Call For Rate
    • Tier 3: $5,000 - $19,999 - Call For Rate
    • Tier 4: $20,000 - $99,999.99 - Call For Rate
    • Tier 5: $100,000 and above - Call For Rate
 

Classic Money Market*

 

  • Minimum Balance to Open - $2,500.00
  • Monthly Service Charge - $25.003
    • 3Service charge will be waived if minimum daily balance does not fall below $10,000.00
  • Transaction Limitations (per month):
    • Up to six (6) withdrawals and Preauthorized Transfers - No Charge
      • Each Additional transaction - $15.00 
  • Click here for current Classic Money Market Interest Rates
    • Tier 1: $25,000 -$49,999 - Call For Rate
    • Tier 2: $50,000 - $74,999 - Call For Rate
    • Tier 3: $75,000 - $99,999 - Call For Rate
    • Tier 4: $100,000 -249,999 - Call For Rate
    • Tier 5: $250,000 -$499,999 - Call For Rate
    • Tier 6: $500,000 and above - Call For Rate
 

Health Savings Account*

 

  • Minimum Deposit to Open - $100.00
  • Monthly Service Charge - $2.00
  • Paper Statement - No Charge

*Additional fees may apply for certain services or transactions. Thesefees will be disclosed to you prior to the initiation ofthe service, ortransaction,and are subjectto changeinaccordance withapplicablelaw and the terms of your account agreement. By using these services, you agree to pay any applicable fees as disclosed.
 
To speak to one of our Personal Bankers

  • In Brenham or Chappell Hill - call 979-836-4571.

  • In College Station - call 979-693-9852 or 979-810-1126.

The terms set forth in the "Rules & Regulations Governing Accounts" covers the operation of deposit accounts at Brenham National Bank. This disclosure is available from any Banker.